Dubai Islamic Bank charges a fixed 14.74% for one to 5 years, so the installment does not change with KIBOR.
Car finance · Dubai Islamic Bank
Today’s Dubai Islamic Bank car-financing rate, its terms, and the monthly installment for every locally assembled car.
Dubai Islamic Bank Auto Finance is Islamic Diminishing Musharakah: you and the bank co-own the car and you buy the bank’s share in instalments.
3-year rate today
14.74%
Fixed for the whole tenure
Installment calculator
Choose a car, tenure and down payment. SBP limits are applied automatically.
1Choose a car
2Variant
3Tenure
Up to 3 years for this carSBP limits cars above 1000cc to 3 years.
4Down payment
55% · Rs 3,354,450The minimum is 55%, not 30%. Banks can lend at most Rs 3,000,000 per person (SBP), so the rest of the Rs 6,099,000 price is paid upfront.
Every eligible car
Entry variant at its minimum down payment and the longest tenure allowed, cheapest first.
| Car | Entry price | Down payment | Tenure | Monthly |
|---|---|---|---|---|
| Suzuki EveryVXR | Rs 2,965,200 | 30%Rs 889,560 | 60 months | Rs 49,097 |
| Suzuki AltoVXR Upgraded | Rs 2,994,861 | 30%Rs 898,458 | 60 months | Rs 49,588 |
| Suzuki CultusVXR | Rs 4,089,490 | 30%Rs 1,226,847 | 60 months | Rs 67,712 |
| Tank 500HEV | Rs 20,500,000 | 90%Rs 18,450,000 | 36 months | Rs 70,803 |
| Changan KarvaanPower Comfort | Rs 3,149,000 | 30%Rs 944,700 | 36 months | Rs 76,132 |
| Kia Sportage LFWD HEV | Rs 12,199,000 | 80%Rs 9,759,200 | 36 months | Rs 84,266 |
| Hyundai TucsonHybrid Smart | Rs 12,202,000 | 80%Rs 9,761,600 | 36 months | Rs 84,287 |
| Toyota Fortuner2.7 G | Rs 12,435,000 | 80%Rs 9,948,000 | 36 months | Rs 85,896 |
| Jetour T2i-DM | Rs 12,795,000 | 80%Rs 10,236,000 | 36 months | Rs 88,383 |
| Hyundai Sonata2.0 | Rs 10,330,000 | 75%Rs 7,747,500 | 36 months | Rs 89,195 |
| Jaecoo J7Premium | Rs 10,499,000 | 75%Rs 7,874,250 | 36 months | Rs 90,654 |
| Honda HR-VVTi | Rs 7,549,000 | 65%Rs 4,906,850 | 36 months | Rs 91,255 |
| Hyundai Santa FeSmart | Rs 13,258,000 | 80%Rs 10,606,400 | 36 months | Rs 91,581 |
| Haval H61.5-T | Rs 8,923,986 | 70%Rs 6,246,790 | 36 months | Rs 92,465 |
| Jaecoo J5Comfort | Rs 6,699,000 | 60%Rs 4,019,400 | 36 months | Rs 92,548 |
| Haval Jolion1.5-T | Rs 7,796,104 | 65%Rs 5,067,468 | 36 months | Rs 94,242 |
| Toyota CorollaAltis X Manual 1.6 | Rs 6,099,000 | 55%Rs 3,354,450 | 36 months | Rs 94,792 |
| Jetour DashingDeluxe | Rs 7,899,000 | 65%Rs 5,134,350 | 36 months | Rs 95,486 |
| Toyota YarisGLI MT 1.3 | Rs 4,649,000 | 40%Rs 1,859,600 | 36 months | Rs 96,341 |
| Deepal L07EV | Rs 13,999,000 | 80%Rs 11,199,200 | 36 months | Rs 96,700 |
| Isuzu D-MaxHi-Spark S/C M/T | Rs 8,100,000 | 65%Rs 5,265,000 | 36 months | Rs 97,916 |
| Honda City1.2L CVT | Rs 4,737,000 | 40%Rs 1,894,800 | 36 months | Rs 98,164 |
| Toyota HiluxE | Rs 11,379,000 | 75%Rs 8,534,250 | 36 months | Rs 98,252 |
| Chery Tiggo 7Premium PHEV FWD | Rs 9,499,000 | 70%Rs 6,649,300 | 36 months | Rs 98,423 |
| MG HSHybrid+ | Rs 9,499,000 | 70%Rs 6,649,300 | 36 months | Rs 98,423 |
| Chery Tiggo 9Premium PHEV AWD | Rs 14,299,000 | 80%Rs 11,439,200 | 36 months | Rs 98,772 |
| Chery Tiggo 8Premium PHEV 4WD | Rs 11,499,000 | 75%Rs 8,624,250 | 36 months | Rs 99,289 |
| Honda BR-Vi-VTEC S | Rs 6,429,000 | 55%Rs 3,535,950 | 36 months | Rs 99,921 |
| Toyota Corolla Cross1.8 | Rs 7,235,000 | 60%Rs 4,341,000 | 36 months | Rs 99,953 |
| Suzuki SwiftGL Manual | Rs 4,460,160 | 35%Rs 1,561,056 | 36 months | Rs 100,130 |
| Peugeot 2008Active | Rs 5,799,000 | 50%Rs 2,899,500 | 36 months | Rs 100,143 |
| Hyundai Elantra1.6 Special Edition | Rs 6,449,000 | 55%Rs 3,546,950 | 36 months | Rs 100,231 |
| Jetour X70 PlusDeluxe | Rs 8,299,000 | 65%Rs 5,394,350 | 36 months | Rs 100,321 |
| Changan Alsvin1.3L MT Comfort | Rs 4,189,000 | 30%Rs 1,256,700 | 36 months | Rs 101,276 |
| Changan Oshan X7Comfort | Rs 8,474,000 | 65%Rs 5,508,100 | 36 months | Rs 102,437 |
| MG ZSVibe | Rs 6,599,000 | 55%Rs 3,629,450 | 36 months | Rs 102,563 |
| Honda CivicStandard | Rs 8,499,000 | 65%Rs 5,524,350 | 36 months | Rs 102,739 |
| Kia StonicEX+ | Rs 5,999,000 | 50%Rs 2,999,500 | 36 months | Rs 103,597 |
| Deepal S05REEV Premium | Rs 9,999,000 | 70%Rs 6,999,300 | 36 months | Rs 103,604 |
| Deepal S07EV | Rs 14,999,000 | 80%Rs 11,999,200 | 36 months | Rs 103,608 |
Terms
Rate today (3 years)
14.74%
Fixed for the whole tenure
Tenure
1–5 years
Cars above 1000cc: 3 years maximum (SBP).
Financing limit
Rs 3,000,000
Per person across all banks (SBP).
Processing fee
Per schedule
As per Dubai Islamic Bank schedule of charges; tracker PKR 17,200
Guide
Dubai Islamic Bank charges a fixed 14.74% for one to 5 years, so the installment does not change with KIBOR.
Dubai Islamic Bank follows the State Bank rules: at least 30% down, and no more than Rs 3,000,000 financed per person across all banks. On any car above Rs 4,285,714 the minimum down payment rises — the table above shows the exact figure for each car.
Processing: As per Dubai Islamic Bank schedule of charges; tracker PKR 17,200. Expect to provide your CNIC, six months of bank statements and salary or business proof. Ask for the key fact statement before signing — it shows the APR, insurance and early-settlement charges. Figures here use Dubai Islamic's standard fixed rate from its own calculator; its special offering fixed rate of 13.99% is not used.
FAQ
Compare
Meezan Bank Car Loan & Ijarah14.75% for 3 years
Bank Alfalah Car Loan16.54% for 3 years
UBL Car Loan16.54% for 3 years
Bank AL Habib Car Loan16.54% for 3 years
HBL Car Loan15.50% for 3 years
MCB Car Loan17.04% for 3 years
Faysal Bank Car Loan17.54% for 3 years
Allied Bank Car Loan16.54% for 3 years
Soneri Bank Car Loan14.99% for 3 years1-year KIBOR 12.54% (1 October 2026). Figures are indicative — the bank confirms the final rate, insurance and fees in its key fact statement. Prices are ex-factory; banks finance the invoice price, which may include freight. Bank names and logos belong to their owners and are shown only to identify each bank; Watan Motors is not affiliated with any bank.