Haval H6 Installment Plan 2026

The entry Haval H6 — the Haval H6 1.5-T — costs Rs 104,321 a month with Bank Alfalah: 67% down (Rs 5,979,071) and 36 months at 16.54%. The Haval H6 PHEV works out to Rs 105,063 a month, but only because it needs 77% down (Rs 9,929,150) — with the loan capped at Rs 3,000,000, pricier variants mostly raise the upfront payment, not the installment. Figures use each bank’s published rate on 2 October 2026 and the ex-factory price.

State Bank of Pakistan rules allow one person to borrow at most Rs 3,000,000 for a car, across all banks. Once the price is above Rs 4,285,714, a 30% down payment would leave more than Rs 3,000,000 to finance — so the minimum rises. On the Haval H6 that means 67% for the Haval H6 1.5-T and up to 77% for the Haval H6 PHEV. Most comparison sites still quote 30% here, which no bank can approve.

The Haval H6 is above 1000cc, so the State Bank caps car financing at 3 years. Ads that show five- or seven-year H6 plans are out of date.

Over 3 years on the Haval H6 1.5-T, Meezan Car Ijarah comes to Rs 109,290 a month at a fixed 14.75% — and that rental already includes takaful and the tracker. Bank Alfalah Auto Loan is Rs 104,321 at 16.54% variable, before insurance, which you pay separately. A variable rate moves with KIBOR every year; Meezan’s does not.

Besides the down payment, budget for the bank’s processing fee, comprehensive insurance (included in Meezan’s rental), and registration — token tax, withholding tax and number plates. See the full Haval H6 on-road price by province, and the monthly running cost for fuel and maintenance.