What is the Allied Bank Car Finance rate today?

16.54% (KIBOR + 4.00%) for a 3-year plan, based on 1-year KIBOR of 12.54% on 1 October 2026.

How much can I borrow with Allied Bank Car Finance?

Up to Rs 3,000,000, the SBP per-person limit.

For how long can Allied Bank Car Finance finance a car?

1 to 5 years for cars up to 1000cc, and up to 3 years for cars above 1000cc (SBP).

Which car has the lowest Allied Bank installment?

The Suzuki Every (Suzuki Every VXR) at Rs 51,073 a month for 60 months with 30% down.

Does Allied Bank Car Finance finance imported cars?

No. SBP rules bar bank financing for new and used imported vehicles; only locally assembled cars are eligible.

Car finance · Allied Bank

Allied Bank Car Loan Calculator 2026

Today’s Allied Bank car-financing rate, its terms, and the monthly installment for every locally assembled car.

Allied Bank Car Finance is a conventional car loan: markup is charged on the reducing balance and insurance is paid separately to the bank’s panel insurer.

Checked 24 October 2026
Conventional
40 cars

3-year rate today

16.54%

1-year KIBOR + 4.00%

Calculate

Rate type: Variable; KIBOR 12.54% + spread
Tenure: 1–5 years; 3 years above 1000cc
Financing: Up to Rs 3,000,000; SBP limit
Lowest installment: Rs 51,073; Suzuki Every

Variable 1-year KIBOR + 4%, or KIBOR + 3% with 35% or more down payment (Allied's own calculator)
Published pricing range: 1-year KIBOR + 1.75% to + 5%, depending on customer segment and risk
Up to 70% financing, up to PKR 3,000,000, up to 5 years
Minimum net salary PKR 40,000 (salaried) or income PKR 60,000 (self-employed)

Installment calculator

Allied Bank installment calculator

Choose a car, tenure and down payment. SBP limits are applied automatically.

1Choose a car
2Variant
3Tenure
Up to 3 years for this car
SBP limits cars above 1000cc to 3 years.
4Down payment
55% · Rs 3,354,450
Min 55%90%
The minimum is 55%, not 30%. Banks can lend at most Rs 3,000,000 per person (SBP), so the rest of the Rs 6,099,000 price is paid upfront.

55% down · 36 months · Allied BankRs 97,224/ monthBreakdown

Every eligible car

Allied Bank monthly installment by car

Entry variant at its minimum down payment and the longest tenure allowed, cheapest first.

Show all 40 cars

Car	Entry price	Down payment	Tenure	Monthly
Suzuki EveryVXR	Rs 2,965,200	30%Rs 889,560	60 months	Rs 51,073
Suzuki AltoVXR Upgraded	Rs 2,994,861	30%Rs 898,458	60 months	Rs 51,584
Suzuki CultusVXR	Rs 4,089,490	30%Rs 1,226,847	60 months	Rs 70,438
Tank 500HEV	Rs 20,500,000	90%Rs 18,450,000	36 months	Rs 72,620
Changan KarvaanPower Comfort	Rs 3,149,000	30%Rs 944,700	36 months	Rs 78,086
Kia Sportage LFWD HEV	Rs 12,199,000	80%Rs 9,759,200	36 months	Rs 86,428
Hyundai TucsonHybrid Smart	Rs 12,202,000	80%Rs 9,761,600	36 months	Rs 86,449
Toyota Fortuner2.7 G	Rs 12,435,000	80%Rs 9,948,000	36 months	Rs 88,100
Jetour T2i-DM	Rs 12,795,000	80%Rs 10,236,000	36 months	Rs 90,651
Hyundai Sonata2.0	Rs 10,330,000	75%Rs 7,747,500	36 months	Rs 91,483
Jaecoo J7Premium	Rs 10,499,000	75%Rs 7,874,250	36 months	Rs 92,980
Honda HR-VVTi	Rs 7,549,000	65%Rs 4,906,850	36 months	Rs 93,596
Hyundai Santa FeSmart	Rs 13,258,000	80%Rs 10,606,400	36 months	Rs 93,931
Haval H61.5-T	Rs 8,923,986	70%Rs 6,246,790	36 months	Rs 94,838
Jaecoo J5Comfort	Rs 6,699,000	60%Rs 4,019,400	36 months	Rs 94,923
Haval Jolion1.5-T	Rs 7,796,104	65%Rs 5,067,468	36 months	Rs 96,660
Toyota CorollaAltis X Manual 1.6	Rs 6,099,000	55%Rs 3,354,450	36 months	Rs 97,224
Jetour DashingDeluxe	Rs 7,899,000	65%Rs 5,134,350	36 months	Rs 97,936
Toyota YarisGLI MT 1.3	Rs 4,649,000	40%Rs 1,859,600	36 months	Rs 98,812
Deepal L07EV	Rs 13,999,000	80%Rs 11,199,200	36 months	Rs 99,181
Isuzu D-MaxHi-Spark S/C M/T	Rs 8,100,000	65%Rs 5,265,000	36 months	Rs 100,428
Honda City1.2L CVT	Rs 4,737,000	40%Rs 1,894,800	36 months	Rs 100,683
Toyota HiluxE	Rs 11,379,000	75%Rs 8,534,250	36 months	Rs 100,773
Chery Tiggo 7Premium PHEV FWD	Rs 9,499,000	70%Rs 6,649,300	36 months	Rs 100,948
MG HSHybrid+	Rs 9,499,000	70%Rs 6,649,300	36 months	Rs 100,948
Chery Tiggo 9Premium PHEV AWD	Rs 14,299,000	80%Rs 11,439,200	36 months	Rs 101,306
Chery Tiggo 8Premium PHEV 4WD	Rs 11,499,000	75%Rs 8,624,250	36 months	Rs 101,836
Honda BR-Vi-VTEC S	Rs 6,429,000	55%Rs 3,535,950	36 months	Rs 102,484
Toyota Corolla Cross1.8	Rs 7,235,000	60%Rs 4,341,000	36 months	Rs 102,518
Suzuki SwiftGL Manual	Rs 4,460,160	35%Rs 1,561,056	36 months	Rs 102,698
Peugeot 2008Active	Rs 5,799,000	50%Rs 2,899,500	36 months	Rs 102,713
Hyundai Elantra1.6 Special Edition	Rs 6,449,000	55%Rs 3,546,950	36 months	Rs 102,803
Jetour X70 PlusDeluxe	Rs 8,299,000	65%Rs 5,394,350	36 months	Rs 102,895
Changan Alsvin1.3L MT Comfort	Rs 4,189,000	30%Rs 1,256,700	36 months	Rs 103,874
Changan Oshan X7Comfort	Rs 8,474,000	65%Rs 5,508,100	36 months	Rs 105,065
MG ZSVibe	Rs 6,599,000	55%Rs 3,629,450	36 months	Rs 105,194
Honda CivicStandard	Rs 8,499,000	65%Rs 5,524,350	36 months	Rs 105,375
Kia StonicEX+	Rs 5,999,000	50%Rs 2,999,500	36 months	Rs 106,255
Deepal S05REEV Premium	Rs 9,999,000	70%Rs 6,999,300	36 months	Rs 106,262
Deepal S07EV	Rs 14,999,000	80%Rs 11,999,200	36 months	Rs 106,266

Terms

Allied Bank Car Finance at a glance

Rate today (3 years)
16.54%
1-year KIBOR + 4.00%
Tenure
1–5 years
Cars above 1000cc: 3 years maximum (SBP).
Financing limit
Rs 3,000,000
Per person across all banks (SBP).
Processing fee
Per schedule
As per Allied Bank schedule of charges; no processing fee if the application is rejected

Guide

How Allied Bank Car Finance works

Allied Bank prices the loan at 1-year KIBOR plus a spread: 4.00% up to 5 years. With KIBOR at 12.54%, that is 16.54%. The rate resets when KIBOR moves, so the installment can change over the loan. Other published options: 35% or more down payment (Allied calculator) KIBOR + 3.00%.

Allied Bank follows the State Bank rules: at least 30% down, and no more than Rs 3,000,000 financed per person across all banks. On any car above Rs 4,285,714 the minimum down payment rises — the table above shows the exact figure for each car.

Processing: As per Allied Bank schedule of charges; no processing fee if the application is rejected. Expect to provide your CNIC, six months of bank statements and salary or business proof. Ask for the key fact statement before signing — it shows the APR, insurance and early-settlement charges. Figures here use the KIBOR + 4% rate Allied's calculator applies at 30–34% down; with 35% or more down it applies KIBOR + 3%.

FAQ

Allied Bank Car Finance questions

Rates checked 2 October 2026 from the State Bank of Pakistan and each bank’s own website · 5 official sources

1-year KIBOR 12.54% (1 October 2026). Figures are indicative — the bank confirms the final rate, insurance and fees in its key fact statement. Prices are ex-factory; banks finance the invoice price, which may include freight. Bank names and logos belong to their owners and are shown only to identify each bank; Watan Motors is not affiliated with any bank.