Car installment · Toyota
Toyota Yaris installment per month for every variant, from Pakistani banks — with the State Bank’s limits already applied.
Entry plan (GLI MT 1.3): Rs 105,400 a month for 36 months with 36% down, through Bank Alfalah at 16.54%.
Entry installment
Rs 105,400/mo
36% down · 36 months · Bank Alfalah
Installment calculator
Pick a variant, bank, tenure and down payment. Figures update instantly from each bank’s published rate.
1Variant
2Bank
3Tenure
Up to 3 years for this carSBP limits cars above 1000cc to 3 years.
4Down payment
36% · Rs 1,673,640The minimum is 36%, not 30%. Banks can lend at most Rs 3,000,000 per person (SBP), so the rest of the Rs 4,649,000 price is paid upfront.
Toyota Yaris GLI MT 1.3 · 3 years · 36% down (or each bank’s minimum)
| Bank | Rate | Monthly | Upfront | Total markup / profit | |
|---|---|---|---|---|---|
 Car Ijarah | 14.75%fixed | Rs 107,891 | Rs 1,863,400 | Rs 1,094,676 | |
 Auto LoanLowest | 16.54%variable | Rs 105,400 | Rs 1,673,640 | Rs 819,040 | Selected |
 UBL DriveLowest | 16.54%variable | Rs 105,400 | Rs 1,673,640 | Rs 819,040 | |
 Apni CarLowest | 16.54%variable | Rs 105,400 | Rs 1,673,640 | Rs 819,040 |
Meezan’s rental already includes takaful and tracker; conventional banks charge insurance separately at their panel rates.
By variant
Minimum down payments above 30% come from the SBP limit of Rs 3,000,000 per borrower.
| Variant | Ex-factory price | Minimum down | Longest tenure | Monthly at min. down |
|---|---|---|---|---|
| GLI MT 1.3 | Rs 4,649,000 | 36%Rs 1,673,640 | 3 years | Rs 105,400Bank Alfalah · 36 mo · 36% down |
| GLI CVT 1.3 | Rs 4,809,000 | 38%Rs 1,827,420 | 3 years | Rs 105,620Bank Alfalah · 36 mo · 38% down |
| ATIV MT 1.3 | Rs 4,829,000 | 38%Rs 1,835,020 | 3 years | Rs 106,059Bank Alfalah · 36 mo · 38% down |
| ATIV CVT 1.3 | Rs 5,719,000 | 48%Rs 2,745,120 | 3 years | Rs 105,347Bank Alfalah · 36 mo · 48% down |
| ATIV X CVT 1.5 Beige Interior | Rs 5,999,000 | 50%Rs 2,999,500 | 3 years | Rs 106,255Bank Alfalah · 36 mo · 50% down |
| ATIV X CVT 1.5 Black Interior | Rs 6,049,000 | 51%Rs 3,084,990 | 3 years | Rs 104,998Bank Alfalah · 36 mo · 51% down |
Before you apply
Most a bank can lend
Rs 3,000,000
Per person, across all banks combined — State Bank of Pakistan rule.
Minimum down on the Yaris
36%
Above the usual 30% because of the lending limit.
Longest tenure
3 years
SBP caps cars above 1000cc at 3 years (Meezan offers 5 on local EVs).
Income you’ll need
Rs 264,000+
Loan payments must stay under 40% of take-home pay.
Buyer’s guide
The entry Toyota Yaris — the Toyota Yaris GLI MT 1.3 — costs Rs 105,400 a month with Bank Alfalah: 36% down (Rs 1,673,640) and 36 months at 16.54%. The Toyota Yaris ATIV X CVT 1.5 Black Interior works out to Rs 104,998 a month, but only because it needs 51% down (Rs 3,084,990) — with the loan capped at Rs 3,000,000, pricier variants mostly raise the upfront payment, not the installment. Figures use each bank’s published rate on 2 October 2026 and the ex-factory price.
State Bank of Pakistan rules allow one person to borrow at most Rs 3,000,000 for a car, across all banks. Once the price is above Rs 4,285,714, a 30% down payment would leave more than Rs 3,000,000 to finance — so the minimum rises. On the Toyota Yaris that means 36% for the Toyota Yaris GLI MT 1.3 and up to 51% for the Toyota Yaris ATIV X CVT 1.5 Black Interior. Most comparison sites still quote 30% here, which no bank can approve.
The Toyota Yaris is above 1000cc, so the State Bank caps car financing at 3 years. Ads that show five- or seven-year Yaris plans are out of date.
Over 3 years on the Toyota Yaris GLI MT 1.3, Meezan Car Ijarah comes to Rs 107,891 a month at a fixed 14.75% — and that rental already includes takaful and the tracker. Bank Alfalah Auto Loan is Rs 105,400 at 16.54% variable, before insurance, which you pay separately. A variable rate moves with KIBOR every year; Meezan’s does not.
Besides the down payment, budget for the bank’s processing fee, comprehensive insurance (included in Meezan’s rental), and registration — token tax, withholding tax and number plates. See the full Toyota Yaris on-road price by province, and the monthly running cost for fuel and maintenance.
FAQ
1-year KIBOR 12.54% (1 October 2026). Figures are indicative — the bank confirms the final rate, insurance and fees in its key fact statement. Prices are ex-factory; banks finance the invoice price, which may include freight. Bank names and logos belong to their owners and are shown only to identify each bank; Watan Motors is not affiliated with any bank.