Car installment · Toyota
Toyota Fortuner installment per month for every variant, from Pakistani banks — with the State Bank’s limits already applied.
Entry plan (2.7 G): Rs 105,720 a month for 36 months with 76% down, through Bank Alfalah at 16.54%.
Entry installment
Rs 105,720/mo
76% down · 36 months · Bank Alfalah
Installment calculator
Pick a variant, bank, tenure and down payment. Figures update instantly from each bank’s published rate.
1Variant
2Bank
3Tenure
Up to 3 years for this carSBP limits cars above 1000cc to 3 years.
4Down payment
76% · Rs 9,450,600The minimum is 76%, not 30%. Banks can lend at most Rs 3,000,000 per person (SBP), so the rest of the Rs 12,435,000 price is paid upfront.
Toyota Fortuner 2.7 G · 3 years · 76% down (or each bank’s minimum)
| Bank | Rate | Monthly | Upfront | Total markup / profit | |
|---|---|---|---|---|---|
 Car Ijarah | 14.75%fixed | Rs 107,052 | Rs 9,951,800 | Rs 1,366,872 | |
 Auto LoanLowest | 16.54%variable | Rs 105,720 | Rs 9,450,600 | Rs 821,520 | Selected |
 UBL DriveLowest | 16.54%variable | Rs 105,720 | Rs 9,450,600 | Rs 821,520 | |
 Apni CarLowest | 16.54%variable | Rs 105,720 | Rs 9,450,600 | Rs 821,520 |
Meezan’s rental already includes takaful and tracker; conventional banks charge insurance separately at their panel rates.
By variant
Minimum down payments above 30% come from the SBP limit of Rs 3,000,000 per borrower.
| Variant | Ex-factory price | Minimum down | Longest tenure | Monthly at min. down |
|---|---|---|---|---|
| 2.7 G | Rs 12,435,000 | 76%Rs 9,450,600 | 3 years | Rs 105,720Bank Alfalah · 36 mo · 76% down |
| 2.7 V | Rs 14,935,000 | 80%Rs 11,948,000 | 3 years | Rs 105,812Bank Alfalah · 36 mo · 80% down |
| 2.8 Sigma 4 | Rs 18,539,000 | 84%Rs 15,572,760 | 3 years | Rs 105,077Bank Alfalah · 36 mo · 84% down |
| Legender | Rs 19,569,000 | 85%Rs 16,633,650 | 3 years | Rs 103,982Bank Alfalah · 36 mo · 85% down |
| GR-S | Rs 20,499,000 | 86%Rs 17,629,140 | 3 years | Rs 101,663Bank Alfalah · 36 mo · 86% down |
Before you apply
Most a bank can lend
Rs 3,000,000
Per person, across all banks combined — State Bank of Pakistan rule.
Minimum down on the Fortuner
76%
Above the usual 30% because of the lending limit.
Longest tenure
3 years
SBP caps cars above 1000cc at 3 years (Meezan offers 5 on local EVs).
Income you’ll need
Rs 265,000+
Loan payments must stay under 40% of take-home pay.
Buyer’s guide
The entry Toyota Fortuner — the Toyota Fortuner 2.7 G — costs Rs 105,720 a month with Bank Alfalah: 76% down (Rs 9,450,600) and 36 months at 16.54%. The Toyota Fortuner GR-S works out to Rs 101,663 a month, but only because it needs 86% down (Rs 17,629,140) — with the loan capped at Rs 3,000,000, pricier variants mostly raise the upfront payment, not the installment. Figures use each bank’s published rate on 2 October 2026 and the ex-factory price.
State Bank of Pakistan rules allow one person to borrow at most Rs 3,000,000 for a car, across all banks. Once the price is above Rs 4,285,714, a 30% down payment would leave more than Rs 3,000,000 to finance — so the minimum rises. On the Toyota Fortuner that means 76% for the Toyota Fortuner 2.7 G and up to 86% for the Toyota Fortuner GR-S. Most comparison sites still quote 30% here, which no bank can approve.
The Toyota Fortuner is above 1000cc, so the State Bank caps car financing at 3 years. Ads that show five- or seven-year Fortuner plans are out of date.
Over 3 years on the Toyota Fortuner 2.7 G, Meezan Car Ijarah comes to Rs 107,052 a month at a fixed 14.75% — and that rental already includes takaful and the tracker. Bank Alfalah Auto Loan is Rs 105,720 at 16.54% variable, before insurance, which you pay separately. A variable rate moves with KIBOR every year; Meezan’s does not.
Besides the down payment, budget for the bank’s processing fee, comprehensive insurance (included in Meezan’s rental), and registration — token tax, withholding tax and number plates. See the full Toyota Fortuner on-road price by province, and the monthly running cost for fuel and maintenance.
FAQ
1-year KIBOR 12.54% (1 October 2026). Figures are indicative — the bank confirms the final rate, insurance and fees in its key fact statement. Prices are ex-factory; banks finance the invoice price, which may include freight. Bank names and logos belong to their owners and are shown only to identify each bank; Watan Motors is not affiliated with any bank.